Compare business loan types: six ways to fund your business

SBA 7(a) loans, business lines of credit, revenue-based financing, equipment financing, invoice factoring, and asset-based lending each fit a different situation. O.J. compares them honestly — cost, speed, and what it takes to qualify — for businesses seeking $250,000 to $2,000,000.

What the comparison covers

• SBA 7(a): lowest rates, most paperwork, weeks not days.
• Business line of credit: revolving flexibility for working capital.
• Revenue-based financing: fast capital priced against monthly revenue.
• Equipment financing: the asset you buy is the collateral.
• Invoice factoring: unlock cash tied up in receivables.
• Asset-based lending: borrow against inventory, AR, or equipment.

Run the numbers yourself with the calculator, or answer a few questions and O.J. matches you to the structures — and lenders — that fit.